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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,262 | $88,672-38.8% | $105,223-48.4% | $82,448-34.2% |
| Participation rate | 65.8% | 67.9%-2.1pp | 75.0%-9.2pp | 68.1%-2.2pp |
| Annual return | 17.53% | 30.86%-13.3pp | 180.65%-163.1pp | 41.64%-24.1pp |
| Employer contribution / active EE | $1,879 | $3,048-38.4% | $3,689-49.1% | $2,551-26.3% |
| Participant deferral / active EE | $4,167 | $4,036+3.2% | $5,072-17.8% | $4,139+0.7% |
| Admin fee / account holder | $1,769 | $7,146-75.2% | $8,859-80.0% | $7,234-75.5% |