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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,335 | $150,346+17.3% | $120,524+46.3% | $145,877+20.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 9.93% | 154.40%-144.5pp | 107.36%-97.4pp | 551.28%-541.4pp |
| Employer contribution / active EE | $4,424 | $4,353+1.6% | $3,469+27.5% | $4,663-5.1% |
| Participant deferral / active EE | $15,829 | $6,172+156.4% | $4,994+217.0% | $6,691+136.6% |
| Admin fee / account holder | $12,696 | $12,215+3.9% | $9,440+34.5% | $13,402-5.3% |