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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,335 | $150,435+17.2% | $120,580+46.2% | $145,897+20.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 9.93% | 154.60%-144.7pp | 107.48%-97.5pp | 552.29%-542.4pp |
| Employer contribution / active EE | $4,424 | $4,352+1.7% | $3,469+27.5% | $4,663-5.1% |
| Participant deferral / active EE | $15,829 | $6,174+156.4% | $4,995+216.9% | $6,689+136.6% |
| Admin fee / account holder | $12,696 | $12,182+4.2% | $9,418+34.8% | $13,390-5.2% |