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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,713 | $160,040+167.3% | $147,096+190.8% | $145,877+193.2% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 18.09% | 98.49%-80.4pp | 419.75%-401.7pp | 551.28%-533.2pp |
| Employer contribution / active EE | $9,778 | $5,289+84.9% | $4,936+98.1% | $4,663+109.7% |
| Participant deferral / active EE | $15,403 | $8,429+82.7% | $8,071+90.8% | $6,691+130.2% |
| Admin fee / account holder | $10,798 | $15,050-28.3% | $13,005-17.0% | $13,402-19.4% |