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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,713 | $159,934+167.4% | $147,005+191.0% | $145,959+193.0% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 18.09% | 98.24%-80.1pp | 418.76%-400.7pp | 561.95%-543.9pp |
| Employer contribution / active EE | $9,778 | $5,287+84.9% | $4,934+98.2% | $4,661+109.8% |
| Participant deferral / active EE | $15,403 | $8,427+82.8% | $8,070+90.9% | $6,689+130.3% |
| Admin fee / account holder | $10,798 | $15,053-28.3% | $13,006-17.0% | $13,398-19.4% |