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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,790 | $51,638+10.0% | $68,368-16.9% | $82,448-31.1% |
| Participation rate | 44.1% | 63.6%-19.5pp | 73.8%-29.6pp | 68.1%-24.0pp |
| Annual return | 15.05% | 37.53%-22.5pp | 292.57%-277.5pp | 41.64%-26.6pp |
| Employer contribution / active EE | $1,080 | $2,047-47.2% | $2,649-59.2% | $2,551-57.7% |
| Participant deferral / active EE | $3,074 | $2,914+5.5% | $4,123-25.4% | $4,139-25.7% |
| Admin fee / account holder | $4,789 | $4,643+3.1% | $5,150-7.0% | $7,234-33.8% |