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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,484 | $75,541-45.1% | $152,093-72.7% | $82,637-49.8% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 18.67% | 32.56%-13.9pp | 66.36%-47.7pp | 53.51%-34.8pp |
| Employer contribution / active EE | $317 | $2,622-87.9% | $4,175-92.4% | $2,552-87.6% |
| Participant deferral / active EE | $3,545 | $3,206+10.6% | $5,451-35.0% | $4,126-14.1% |
| Admin fee / account holder | $8,850 | $6,405+38.2% | $14,497-39.0% | $7,339+20.6% |