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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,721 | $182,442-11.4% | $163,379-1.0% | $138,895+16.4% |
| Participation rate | 87.5% | 79.8%+7.7pp | 76.8%+10.7pp | 79.9%+7.6pp |
| Annual return | 8.26% | 72.74%-64.5pp | 63.41%-55.1pp | 145.39%-137.1pp |
| Employer contribution / active EE | $5,768 | $4,159+38.7% | $3,752+53.7% | $4,194+37.5% |
| Participant deferral / active EE | $12,147 | $6,817+78.2% | $6,282+93.4% | $6,396+89.9% |
| Admin fee / account holder | $74,958 | $10,396+621.1% | $9,818+663.5% | $12,562+496.7% |