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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,771 | $128,864-58.3% | $102,455-47.5% | $461,066-88.3% |
| Participation rate | 100.0% | 72.0%+28.0pp | 76.5%+23.5pp | 87.7%+12.3pp |
| Annual return | 14.78% | -40.09%+54.9pp | -39.24%+54.0pp | 484.84%-470.1pp |
| Employer contribution / active EE | $0 | $3,409-100.0% | $2,436-100.0% | $9,163-100.0% |
| Participant deferral / active EE | $2,957 | $2,186+35.3% | $2,279+29.7% | $6,032-51.0% |
| Admin fee / account holder | $2,452 | $822+198.4% | $1,774+38.2% | $28,147-91.3% |