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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,378 | $114,119-48.8% | $107,187-45.5% | $138,895-58.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 14.49% | 273.21%-258.7pp | 204.55%-190.1pp | 145.39%-130.9pp |
| Employer contribution / active EE | $6,089 | $4,059+50.0% | $3,782+61.0% | $4,194+45.2% |
| Participant deferral / active EE | $2,312 | $5,538-58.2% | $5,096-54.6% | $6,396-63.9% |
| Admin fee / account holder | $2,480 | $10,024-75.3% | $9,162-72.9% | $12,562-80.3% |