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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,378 | $134,817-56.7% | $123,973-52.9% | $155,188-62.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 14.49% | 515.49%-501.0pp | 388.13%-373.6pp | 148.84%-134.3pp |
| Employer contribution / active EE | $6,089 | $4,425+37.6% | $4,126+47.6% | $4,248+43.3% |
| Participant deferral / active EE | $2,312 | $5,706-59.5% | $5,247-55.9% | $6,531-64.6% |
| Admin fee / account holder | $2,480 | $13,245-81.3% | $11,799-79.0% | $14,480-82.9% |