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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,528 | $81,276-29.2% | $155,574-63.0% | $80,925-28.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.78% | 33.36%-23.6pp | 64.87%-55.1pp | 35.65%-25.9pp |
| Employer contribution / active EE | $5,292 | $3,103+70.5% | $4,676+13.2% | $2,756+92.0% |
| Participant deferral / active EE | $3,921 | $3,453+13.6% | $5,629-30.3% | $4,299-8.8% |
| Admin fee / account holder | $2,852 | $7,993-64.3% | $15,914-82.1% | $6,940-58.9% |