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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,504 | $183,592+43.0% | $155,567+68.7% | $145,959+79.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.67% | 61.24%-56.6pp | 64.74%-60.1pp | 561.95%-557.3pp |
| Employer contribution / active EE | $24,264 | $5,315+356.5% | $4,674+419.1% | $4,661+420.6% |
| Participant deferral / active EE | $15,208 | $6,464+135.3% | $5,628+170.2% | $6,689+127.4% |
| Admin fee / account holder | $8,529 | $19,318-55.9% | $15,916-46.4% | $13,398-36.3% |