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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,011 | $183,592-44.4% | $155,574-34.4% | $145,877-30.1% |
| Participation rate | 43.8% | 82.7%-38.9pp | 78.2%-34.5pp | 80.3%-36.6pp |
| Annual return | 10.87% | 61.37%-50.5pp | 64.87%-54.0pp | 551.28%-540.4pp |
| Employer contribution / active EE | $1,887 | $5,317-64.5% | $4,676-59.6% | $4,663-59.5% |
| Participant deferral / active EE | $3,128 | $6,466-51.6% | $5,629-44.4% | $6,691-53.3% |
| Admin fee / account holder | $30 | $19,316-99.8% | $15,914-99.8% | $13,402-99.8% |