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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,219 | $172,111-18.5% | $150,298-6.7% | $137,256+2.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.42% | 69.37%-52.0pp | 62.79%-45.4pp | 220.34%-202.9pp |
| Employer contribution / active EE | $9,526 | $4,636+105.5% | $4,154+129.3% | $4,156+129.2% |
| Participant deferral / active EE | $10,507 | $6,166+70.4% | $5,453+92.7% | $6,407+64.0% |
| Admin fee / account holder | $4,398 | $16,471-73.3% | $14,116-68.8% | $12,270-64.2% |