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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,724 | $111,814+3.5% | $103,374+11.9% | $145,959-20.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.96% | 24.77%-10.8pp | 24.89%-10.9pp | 561.95%-548.0pp |
| Employer contribution / active EE | $7,810 | $4,214+85.3% | $3,869+101.8% | $4,661+67.6% |
| Participant deferral / active EE | $7,088 | $5,618+26.2% | $5,058+40.1% | $6,689+6.0% |
| Admin fee / account holder | $1,523 | $9,754-84.4% | $8,394-81.9% | $13,398-88.6% |