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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,876 | $138,385+199.8% | $184,243+125.2% | $80,925+412.7% |
| Participation rate | 93.3% | 83.9%+9.4pp | 86.8%+6.5pp | 67.7%+25.7pp |
| Annual return | 19.39% | 20.02%-0.6pp | 28.82%-9.4pp | 35.65%-16.3pp |
| Employer contribution / active EE | $18,188 | $4,851+275.0% | $6,427+183.0% | $2,756+559.9% |
| Participant deferral / active EE | $17,380 | $7,075+145.6% | $9,132+90.3% | $4,299+304.3% |
| Admin fee / account holder | $1,523 | $10,489-85.5% | $13,914-89.1% | $6,940-78.1% |