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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,506 | $102,382-42.9% | $147,005-60.2% | $80,874-27.7% |
| Participation rate | 78.6% | 75.8%+2.7pp | 82.2%-3.6pp | 67.6%+10.9pp |
| Annual return | 17.87% | 134.89%-117.0pp | 418.76%-400.9pp | 35.62%-17.7pp |
| Employer contribution / active EE | $2,918 | $3,715-21.5% | $4,934-40.9% | $2,756+5.9% |
| Participant deferral / active EE | $5,585 | $6,646-16.0% | $8,070-30.8% | $4,297+30.0% |
| Admin fee / account holder | $2,013 | $7,942-74.7% | $13,006-84.5% | $6,935-71.0% |