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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,979 | $58,258-84.6% | $81,820-89.0% | $80,925-88.9% |
| Participation rate | 80.9% | 63.5%+17.4pp | 72.4%+8.5pp | 67.7%+13.2pp |
| Annual return | 11.43% | 41.76%-30.3pp | 777.93%-766.5pp | 35.65%-24.2pp |
| Employer contribution / active EE | $397 | $2,345-83.1% | $2,915-86.4% | $2,756-85.6% |
| Participant deferral / active EE | $1,313 | $3,284-60.0% | $4,323-69.6% | $4,299-69.4% |
| Admin fee / account holder | $1,698 | $4,976-65.9% | $7,391-77.0% | $6,940-75.5% |