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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,822 | $111,535+330.2% | $105,223+356.0% | $137,256+249.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.86% | 237.85%-227.0pp | 180.65%-169.8pp | 220.34%-209.5pp |
| Employer contribution / active EE | $24,439 | $3,939+520.4% | $3,689+562.6% | $4,156+488.0% |
| Participant deferral / active EE | $12,479 | $5,500+126.9% | $5,072+146.0% | $6,407+94.8% |
| Admin fee / account holder | $4,907 | $9,721-49.5% | $8,859-44.6% | $12,270-60.0% |