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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,445 | $156,398-19.2% | $147,318-14.2% | $138,895-9.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.22% | 78.75%-65.5pp | 70.43%-57.2pp | 145.39%-132.2pp |
| Employer contribution / active EE | $3,064 | $4,853-36.9% | $4,593-33.3% | $4,194-26.9% |
| Participant deferral / active EE | $9,117 | $8,237+10.7% | $7,906+15.3% | $6,396+42.5% |
| Admin fee / account holder | $11,322 | $14,976-24.4% | $13,708-17.4% | $12,562-9.9% |