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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,382 | $108,911-54.7% | $100,392-50.8% | $145,884-66.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 29.32% | 58.23%-28.9pp | 49.45%-20.1pp | 551.85%-522.5pp |
| Employer contribution / active EE | $1,709 | $4,420-61.3% | $3,941-56.7% | $4,662-63.4% |
| Participant deferral / active EE | $1,709 | $8,459-79.8% | $8,090-78.9% | $6,690-74.5% |
| Admin fee / account holder | $538 | $9,698-94.4% | $7,904-93.2% | $13,392-96.0% |