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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,863 | $107,666-43.5% | $102,184-40.4% | $154,746-60.7% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 18.64% | 29.33%-10.7pp | 31.58%-12.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $1,706 | $3,846-55.6% | $3,594-52.5% | $4,379-61.0% |
| Participant deferral / active EE | $1,706 | $8,719-80.4% | $8,309-79.5% | $6,730-74.7% |
| Admin fee / account holder | $649 | $12,943-95.0% | $11,609-94.4% | $14,365-95.5% |