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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,905 | $126,113-83.4% | $116,096-82.0% | $155,188-86.5% |
| Participation rate | 68.8% | 75.1%-6.4pp | 73.3%-4.6pp | 80.8%-12.1pp |
| Annual return | 17.89% | 391.72%-373.8pp | 326.25%-308.4pp | 148.84%-130.9pp |
| Employer contribution / active EE | $990 | $2,672-62.9% | $2,503-60.4% | $4,248-76.7% |
| Participant deferral / active EE | $3,193 | $4,162-23.3% | $3,952-19.2% | $6,531-51.1% |
| Admin fee / account holder | $2,190 | $8,045-72.8% | $7,704-71.6% | $14,480-84.9% |