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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,705 | $99,053-71.0% | $88,179-67.4% | $138,895-79.3% |
| Participation rate | 94.4% | 74.2%+20.2pp | 69.1%+25.3pp | 79.9%+14.5pp |
| Annual return | 18.41% | 78.17%-59.8pp | 64.97%-46.6pp | 145.39%-127.0pp |
| Employer contribution / active EE | $1,254 | $2,882-56.5% | $2,549-50.8% | $4,194-70.1% |
| Participant deferral / active EE | $3,229 | $5,225-38.2% | $4,614-30.0% | $6,396-49.5% |
| Admin fee / account holder | $1,073 | $8,748-87.7% | $7,673-86.0% | $12,562-91.5% |