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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,815 | $155,555-21.0% | $146,866-16.4% | $155,188-20.9% |
| Participation rate | 78.9% | 84.0%-5.0pp | 82.5%-3.6pp | 80.8%-1.9pp |
| Annual return | 14.28% | 115.41%-101.1pp | 102.85%-88.6pp | 148.84%-134.6pp |
| Employer contribution / active EE | $1,258 | $4,647-72.9% | $4,425-71.6% | $4,248-70.4% |
| Participant deferral / active EE | $3,625 | $8,044-54.9% | $7,759-53.3% | $6,531-44.5% |
| Admin fee / account holder | $8,543 | $14,755-42.1% | $13,620-37.3% | $14,480-41.0% |