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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,065 | $111,878-72.2% | $93,727-66.9% | $145,897-78.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.47% | 204.28%-190.8pp | 133.83%-120.4pp | 552.29%-538.8pp |
| Employer contribution / active EE | $2,737 | $3,092-11.5% | $2,421+13.0% | $4,663-41.3% |
| Participant deferral / active EE | $3,421 | $4,920-30.5% | $4,417-22.6% | $6,689-48.9% |
| Admin fee / account holder | $5,672 | $10,256-44.7% | $8,292-31.6% | $13,390-57.6% |