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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,142 | $172,111+40.7% | $150,298+61.1% | $137,256+76.4% |
| Participation rate | 66.7% | 81.7%-15.0pp | 77.8%-11.1pp | 80.0%-13.3pp |
| Annual return | 19.38% | 69.37%-50.0pp | 62.79%-43.4pp | 220.34%-201.0pp |
| Employer contribution / active EE | $12,384 | $4,636+167.1% | $4,154+198.1% | $4,156+198.0% |
| Participant deferral / active EE | $8,003 | $6,166+29.8% | $5,453+46.8% | $6,407+24.9% |
| Admin fee / account holder | $1,659 | $16,471-89.9% | $14,116-88.3% | $12,270-86.5% |