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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,249 | $160,040-68.6% | $147,096-65.8% | $145,877-65.6% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 11.07% | 98.49%-87.4pp | 419.75%-408.7pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,358 | $5,289-74.3% | $4,936-72.5% | $4,663-70.9% |
| Participant deferral / active EE | $4,490 | $8,429-46.7% | $8,071-44.4% | $6,691-32.9% |
| Admin fee / account holder | $3,442 | $15,050-77.1% | $13,005-73.5% | $13,402-74.3% |