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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,249 | $159,934-68.6% | $147,005-65.8% | $145,959-65.6% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 11.07% | 98.24%-87.2pp | 418.76%-407.7pp | 561.95%-550.9pp |
| Employer contribution / active EE | $1,358 | $5,287-74.3% | $4,934-72.5% | $4,661-70.9% |
| Participant deferral / active EE | $4,490 | $8,427-46.7% | $8,070-44.4% | $6,689-32.9% |
| Admin fee / account holder | $3,442 | $15,053-77.1% | $13,006-73.5% | $13,398-74.3% |