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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,799 | $110,410+70.1% | $102,437+83.3% | $145,897+28.7% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 12.01% | 24.85%-12.8pp | 24.95%-12.9pp | 552.29%-540.3pp |
| Employer contribution / active EE | $4,208 | $4,217-0.2% | $3,871+8.7% | $4,663-9.8% |
| Participant deferral / active EE | $9,100 | $5,622+61.9% | $5,060+79.8% | $6,689+36.0% |
| Admin fee / account holder | $9,585 | $9,745-1.6% | $8,388+14.3% | $13,390-28.4% |