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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,444 | $147,556-21.1% | $129,031-9.8% | $198,609-41.4% |
| Participation rate | 33.3% | 77.2%-43.9pp | 73.4%-40.0pp | 82.4%-49.0pp |
| Annual return | 19.00% | 37.41%-18.4pp | 34.67%-15.7pp | 202.70%-183.7pp |
| Employer contribution / active EE | $4,628 | $3,645+27.0% | $3,226+43.4% | $5,055-8.5% |
| Participant deferral / active EE | $5,664 | $5,760-1.7% | $5,217+8.6% | $6,977-18.8% |
| Admin fee / account holder | $7,859 | $15,467-49.2% | $13,208-40.5% | $19,030-58.7% |