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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,444 | $108,882+6.9% | $96,754+20.4% | $154,746-24.8% |
| Participation rate | 33.3% | 75.1%-41.7pp | 70.3%-36.9pp | 80.7%-47.4pp |
| Annual return | 19.00% | 98.39%-79.4pp | 82.04%-63.0pp | 172.34%-153.3pp |
| Employer contribution / active EE | $4,628 | $3,018+53.3% | $2,679+72.7% | $4,379+5.7% |
| Participant deferral / active EE | $5,664 | $5,323+6.4% | $4,758+19.0% | $6,730-15.8% |
| Admin fee / account holder | $7,859 | $10,200-23.0% | $8,905-11.7% | $14,365-45.3% |