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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,444 | $97,125+19.9% | $86,233+35.0% | $137,256-15.2% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.0%-35.7pp | 80.0%-46.6pp |
| Annual return | 19.00% | 74.19%-55.2pp | 61.39%-42.4pp | 220.34%-201.3pp |
| Employer contribution / active EE | $4,628 | $2,841+62.9% | $2,504+84.8% | $4,156+11.3% |
| Participant deferral / active EE | $5,664 | $5,180+9.3% | $4,559+24.2% | $6,407-11.6% |
| Admin fee / account holder | $7,859 | $9,725-19.2% | $8,342-5.8% | $12,270-36.0% |