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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,530 | $48,337-18.2% | $67,560-41.5% | $80,959-51.2% |
| Participation rate | 69.8% | 66.4%+3.4pp | 72.9%-3.1pp | 67.7%+2.1pp |
| Annual return | 13.12% | 18.26%-5.1pp | 3533.50%-3520.4pp | 35.67%-22.6pp |
| Employer contribution / active EE | $1,868 | $2,023-7.7% | $2,737-31.8% | $2,757-32.3% |
| Participant deferral / active EE | $4,195 | $2,928+43.3% | $4,004+4.8% | $4,300-2.5% |
| Admin fee / account holder | $7,687 | $3,695+108.0% | $3,994+92.5% | $6,925+11.0% |