Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,531 | $107,421-53.9% | $182,262-72.8% | $94,015-47.3% |
| Participation rate | 25.0% | 77.8%-52.8pp | 84.2%-59.2pp | 70.8%-45.8pp |
| Annual return | 13.04% | 21.32%-8.3pp | 140.60%-127.6pp | 17.84%-4.8pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $5,258 | $6,558-19.8% | $8,276-36.5% | $4,249+23.7% |
| Admin fee / account holder | $6,240 | $8,692-28.2% | $16,712-62.7% | $8,951-30.3% |