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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,958 | $201,370+127.4% | $184,256+148.5% | $145,897+213.9% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 10.84% | 29.05%-18.2pp | 28.85%-18.0pp | 552.29%-541.5pp |
| Employer contribution / active EE | $12,801 | $7,024+82.3% | $6,427+99.2% | $4,663+174.5% |
| Participant deferral / active EE | $7,039 | $9,808-28.2% | $9,133-22.9% | $6,689+5.2% |
| Admin fee / account holder | $34,924 | $16,364+113.4% | $13,899+151.3% | $13,390+160.8% |