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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,958 | $201,344+127.5% | $184,243+148.6% | $145,877+213.9% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 10.84% | 29.01%-18.2pp | 28.82%-18.0pp | 551.28%-540.4pp |
| Employer contribution / active EE | $12,801 | $7,022+82.3% | $6,427+99.2% | $4,663+174.5% |
| Participant deferral / active EE | $7,039 | $9,807-28.2% | $9,132-22.9% | $6,691+5.2% |
| Admin fee / account holder | $34,924 | $16,382+113.2% | $13,914+151.0% | $13,402+160.6% |