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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,254 | $139,948-66.9% | $121,663-62.0% | $154,746-70.1% |
| Participation rate | 66.7% | 78.0%-11.3pp | 74.5%-7.8pp | 80.7%-14.0pp |
| Annual return | 13.19% | 230.52%-217.3pp | 147.54%-134.4pp | 172.34%-159.2pp |
| Employer contribution / active EE | $803 | $3,521-77.2% | $3,020-73.4% | $4,379-81.7% |
| Participant deferral / active EE | $2,266 | $5,629-59.7% | $4,887-53.6% | $6,730-66.3% |
| Admin fee / account holder | $74,670 | $17,321+331.1% | $14,289+422.6% | $14,365+419.8% |