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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,254 | $132,634-65.1% | $115,768-60.0% | $137,256-66.3% |
| Participation rate | 66.7% | 77.9%-11.2pp | 74.4%-7.7pp | 80.0%-13.3pp |
| Annual return | 13.19% | 160.70%-147.5pp | 100.46%-87.3pp | 220.34%-207.2pp |
| Employer contribution / active EE | $803 | $3,360-76.1% | $2,940-72.7% | $4,156-80.7% |
| Participant deferral / active EE | $2,266 | $5,619-59.7% | $4,917-53.9% | $6,407-64.6% |
| Admin fee / account holder | $74,670 | $15,028+396.9% | $12,439+500.3% | $12,270+508.5% |