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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,889 | $67,823+4.5% | $52,425+35.2% | $137,256-48.4% |
| Participation rate | 88.9% | 63.9%+25.0pp | 55.6%+33.3pp | 80.0%+8.9pp |
| Annual return | 17.35% | 219.11%-201.8pp | 302.12%-284.8pp | 220.34%-203.0pp |
| Employer contribution / active EE | $13,581 | $1,163+1067.8% | $914+1385.5% | $4,156+226.8% |
| Participant deferral / active EE | $5,600 | $2,288+144.8% | $1,790+212.8% | $6,407-12.6% |
| Admin fee / account holder | $1,614 | $2,844-43.2% | $2,495-35.3% | $12,270-86.8% |