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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,889 | $94,439-24.9% | $73,658-3.8% | $154,746-54.2% |
| Participation rate | 88.9% | 64.7%+24.2pp | 57.0%+31.8pp | 80.7%+8.2pp |
| Annual return | 17.35% | 28.25%-10.9pp | 29.72%-12.4pp | 172.34%-155.0pp |
| Employer contribution / active EE | $13,581 | $1,257+980.2% | $1,032+1215.5% | $4,379+210.1% |
| Participant deferral / active EE | $5,600 | $2,527+121.6% | $2,062+171.6% | $6,730-16.8% |
| Admin fee / account holder | $1,614 | $3,843-58.0% | $3,357-51.9% | $14,365-88.8% |