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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,091 | $80,763-60.3% | $102,412-68.7% | $74,459-56.9% |
| Participation rate | 43.7% | 65.7%-22.0pp | 74.5%-30.8pp | 67.2%-23.5pp |
| Annual return | 17.87% | 27.57%-9.7pp | 24.94%-7.1pp | 1369.70%-1351.8pp |
| Employer contribution / active EE | $2,158 | $3,160-31.7% | $3,870-44.2% | $2,626-17.8% |
| Participant deferral / active EE | $3,677 | $3,862-4.8% | $5,060-27.3% | $4,350-15.5% |
| Admin fee / account holder | $3,158 | $2,371+33.2% | $8,388-62.3% | $1,945+62.4% |