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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,265 | $29,319-61.6% | $52,425-78.5% | $82,448-86.3% |
| Participation rate | 13.9% | 46.9%-33.0pp | 55.6%-41.7pp | 68.1%-54.2pp |
| Annual return | 20.40% | 535.20%-514.8pp | 302.12%-281.7pp | 41.64%-21.2pp |
| Employer contribution / active EE | $206 | $586-64.9% | $914-77.5% | $2,551-91.9% |
| Participant deferral / active EE | $389 | $1,171-66.8% | $1,790-78.3% | $4,139-90.6% |
| Admin fee / account holder | $9 | $1,962-99.5% | $2,495-99.6% | $7,234-99.9% |