Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,431 | $58,911-72.1% | $129,384-87.3% | $77,736-78.9% |
| Participation rate | 20.3% | 59.4%-39.1pp | 69.6%-49.3pp | 70.6%-50.3pp |
| Annual return | 33.48% | 24.75%+8.7pp | 9461.77%-9428.3pp | 31.26%+2.2pp |
| Employer contribution / active EE | $659 | $1,955-66.3% | $4,153-84.1% | $2,728-75.9% |
| Participant deferral / active EE | $1,280 | $3,220-60.2% | $4,166-69.3% | $4,651-72.5% |
| Admin fee / account holder | $3,243 | $592+448.2% | $7,686-57.8% | $433+648.4% |