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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,302 | $72,071-71.8% | $68,368-70.3% | $137,256-85.2% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 17.95% | 353.14%-335.2pp | 292.57%-274.6pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,685 | $2,788-39.6% | $2,649-36.4% | $4,156-59.5% |
| Participant deferral / active EE | $1,289 | $4,410-70.8% | $4,123-68.7% | $6,407-79.9% |
| Admin fee / account holder | $1,265 | $5,336-76.3% | $5,150-75.4% | $12,270-89.7% |