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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,188 | $106,749-31.4% | $145,433-49.7% | $82,448-11.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 9.83% | 27.59%-17.8pp | 66.58%-56.7pp | 41.64%-31.8pp |
| Employer contribution / active EE | $3,478 | $3,444+1.0% | $4,554-23.6% | $2,551+36.4% |
| Participant deferral / active EE | $5,521 | $6,519-15.3% | $7,897-30.1% | $4,139+33.4% |
| Admin fee / account holder | $17,233 | $8,390+105.4% | $13,129+31.3% | $7,234+138.2% |