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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,554 | $169,336-92.6% | $129,384-90.3% | $145,884-91.4% |
| Participation rate | 27.3% | 76.5%-49.2pp | 69.6%-42.4pp | 80.3%-53.0pp |
| Annual return | 7.44% | 14408.70%-14401.3pp | 9461.77%-9454.3pp | 551.85%-544.4pp |
| Employer contribution / active EE | $0 | $5,540-100.0% | $4,153-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $538 | $4,985-89.2% | $4,166-87.1% | $6,690-92.0% |
| Admin fee / account holder | $50 | $9,912-99.5% | $7,686-99.3% | $13,392-99.6% |