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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,068 | $211,288-92.9% | $178,540-91.6% | $145,884-89.7% |
| Participation rate | 94.1% | 80.8%+13.3pp | 77.1%+17.0pp | 80.3%+13.8pp |
| Annual return | 11.79% | 30.27%-18.5pp | 27.15%-15.4pp | 551.85%-540.1pp |
| Employer contribution / active EE | $2,015 | $4,574-55.9% | $3,953-49.0% | $4,662-56.8% |
| Participant deferral / active EE | $2,198 | $6,967-68.4% | $6,281-65.0% | $6,690-67.1% |
| Admin fee / account holder | $1,431 | $12,105-88.2% | $10,424-86.3% | $13,392-89.3% |