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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,614 | $36,595-62.8% | $88,179-84.6% | $71,012-80.8% |
| Participation rate | 11.4% | 29.2%-17.7pp | 69.1%-57.7pp | 58.6%-47.1pp |
| Annual return | 14.00% | 61.46%-47.5pp | 64.97%-51.0pp | 37.67%-23.7pp |
| Employer contribution / active EE | $37 | $787-95.3% | $2,549-98.6% | $2,348-98.4% |
| Participant deferral / active EE | $489 | $1,195-59.1% | $4,614-89.4% | $3,246-84.9% |
| Admin fee / account holder | $1,127 | $2,755-59.1% | $7,673-85.3% | $1,167-3.5% |