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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,388 | $102,385-84.0% | $147,080-88.9% | $80,935-79.8% |
| Participation rate | 94.7% | 75.9%+18.9pp | 82.2%+12.6pp | 67.7%+27.1pp |
| Annual return | 12.55% | 135.09%-122.5pp | 420.17%-407.6pp | 35.66%-23.1pp |
| Employer contribution / active EE | $1,822 | $3,717-51.0% | $4,933-63.1% | $2,757-33.9% |
| Participant deferral / active EE | $3,804 | $6,651-42.8% | $8,066-52.8% | $4,299-11.5% |
| Admin fee / account holder | $1,096 | $7,951-86.2% | $12,989-91.6% | $6,924-84.2% |