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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,919 | $81,331-14.0% | $155,534-55.0% | $80,935-13.6% |
| Participation rate | 42.3% | 66.3%-23.9pp | 78.2%-35.9pp | 67.7%-25.4pp |
| Annual return | 24.17% | 33.37%-9.2pp | 64.92%-40.7pp | 35.66%-11.5pp |
| Employer contribution / active EE | $1,095 | $3,105-64.7% | $4,675-76.6% | $2,757-60.3% |
| Participant deferral / active EE | $3,013 | $3,454-12.8% | $5,630-46.5% | $4,299-29.9% |
| Admin fee / account holder | $3,858 | $7,999-51.8% | $15,900-75.7% | $6,924-44.3% |