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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,379 | $166,242-32.4% | $165,071-31.9% | $145,884-23.0% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.6%-18.6pp | 80.3%-20.3pp |
| Annual return | 12.03% | 100.44%-88.4pp | 70.17%-58.1pp | 551.85%-539.8pp |
| Employer contribution / active EE | $2,167 | $5,283-59.0% | $4,347-50.1% | $4,662-53.5% |
| Participant deferral / active EE | $11,210 | $6,964+61.0% | $6,035+85.7% | $6,690+67.6% |
| Admin fee / account holder | $541 | $16,658-96.8% | $12,695-95.7% | $13,392-96.0% |