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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,475 | $199,109-42.5% | $173,730-34.1% | $154,746-26.0% |
| Participation rate | 66.7% | 82.8%-16.1pp | 79.6%-12.9pp | 80.7%-14.0pp |
| Annual return | 14.98% | 20.02%-5.0pp | 19.96%-5.0pp | 172.34%-157.4pp |
| Employer contribution / active EE | $1,995 | $5,311-62.4% | $4,577-56.4% | $4,379-54.5% |
| Participant deferral / active EE | $9,716 | $7,113+36.6% | $6,326+53.6% | $6,730+44.4% |
| Admin fee / account holder | $543 | $20,916-97.4% | $17,523-96.9% | $14,365-96.2% |