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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,741 | $87,060-2.7% | $105,591-19.7% | $80,911+4.7% |
| Participation rate | 96.5% | 70.4%+26.0pp | 75.3%+21.2pp | 67.6%+28.8pp |
| Annual return | 15.93% | 17.05%-1.1pp | 116.43%-100.5pp | 35.63%-19.7pp |
| Employer contribution / active EE | $1,866 | $2,396-22.1% | $3,166-41.1% | $2,756-32.3% |
| Participant deferral / active EE | $3,754 | $3,986-5.8% | $5,008-25.1% | $4,297-12.6% |
| Admin fee / account holder | $4,494 | $8,442-46.8% | $11,024-59.2% | $6,935-35.2% |