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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,073 | $160,028-81.2% | $147,080-79.6% | $145,884-79.4% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 13.70% | 98.60%-84.9pp | 420.17%-406.5pp | 551.85%-538.1pp |
| Employer contribution / active EE | $2,586 | $5,286-51.1% | $4,933-47.6% | $4,662-44.5% |
| Participant deferral / active EE | $5,947 | $8,422-29.4% | $8,066-26.3% | $6,690-11.1% |
| Admin fee / account holder | $1,615 | $15,030-89.3% | $12,989-87.6% | $13,392-87.9% |