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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,284 | $100,970+118.2% | $96,576+128.1% | $137,256+60.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 15.11% | 38.16%-23.0pp | 38.47%-23.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $0 | $3,809-100.0% | $3,553-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $17,202 | $8,286+107.6% | $7,956+116.2% | $6,407+168.5% |
| Admin fee / account holder | $7,533 | $11,312-33.4% | $11,381-33.8% | $12,270-38.6% |