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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,159 | $201,372-44.3% | $184,260-39.1% | $145,884-23.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.22% | 29.04%-17.8pp | 28.84%-17.6pp | 551.85%-540.6pp |
| Employer contribution / active EE | $1,914 | $7,024-72.8% | $6,427-70.2% | $4,662-59.0% |
| Participant deferral / active EE | $21,597 | $9,808+120.2% | $9,133+136.5% | $6,690+222.8% |
| Admin fee / account holder | $5,120 | $16,362-68.7% | $13,898-63.2% | $13,392-61.8% |