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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,272 | $61,815-60.7% | $97,295-75.1% | $80,959-70.0% |
| Participation rate | 99.0% | 63.5%+35.5pp | 72.7%+26.3pp | 67.7%+31.3pp |
| Annual return | 13.18% | -558.73%+571.9pp | 75.62%-62.4pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,644 | $1,836-10.5% | $2,723-39.6% | $2,757-40.4% |
| Participant deferral / active EE | $1,949 | $3,027-35.6% | $4,264-54.3% | $4,300-54.7% |
| Admin fee / account holder | $1,058 | $5,166-79.5% | $5,646-81.3% | $6,925-84.7% |