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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,583 | $63,703-53.6% | $93,063-68.2% | $82,448-64.1% |
| Participation rate | 100.0% | 63.8%+36.2pp | 72.1%+27.9pp | 68.1%+31.9pp |
| Annual return | 30.00% | -775.43%+805.4pp | 34.15%-4.2pp | 41.64%-11.6pp |
| Employer contribution / active EE | $1,761 | $1,729+1.9% | $2,476-28.9% | $2,551-31.0% |
| Participant deferral / active EE | $1,987 | $2,919-31.9% | $3,958-49.8% | $4,139-52.0% |
| Admin fee / account holder | $5,185 | $5,982-13.3% | $6,033-14.1% | $7,234-28.3% |