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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,298 | $61,755-38.0% | $97,161-60.6% | $80,911-52.7% |
| Participation rate | 50.0% | 63.5%-13.5pp | 72.7%-22.7pp | 67.6%-17.6pp |
| Annual return | 11.23% | -557.90%+569.1pp | 75.36%-64.1pp | 35.63%-24.4pp |
| Employer contribution / active EE | $1,092 | $1,835-40.5% | $2,723-59.9% | $2,756-60.4% |
| Participant deferral / active EE | $3,725 | $3,026+23.1% | $4,265-12.7% | $4,297-13.3% |
| Admin fee / account holder | $2,515 | $5,166-51.3% | $5,647-55.5% | $6,935-63.7% |