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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,209 | $160,040+17.6% | $147,096+27.9% | $145,877+29.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.03% | 98.49%-86.5pp | 419.75%-407.7pp | 551.28%-539.3pp |
| Employer contribution / active EE | $3,038 | $5,289-42.6% | $4,936-38.5% | $4,663-34.9% |
| Participant deferral / active EE | $10,339 | $8,429+22.7% | $8,071+28.1% | $6,691+54.5% |
| Admin fee / account holder | $4,101 | $15,050-72.7% | $13,005-68.5% | $13,402-69.4% |